DEPOSITS. The war is not to launch a deposit Catalunyacaixa ..... 4.75% APR.
Hi everyone,
Monday, October 11, 2010
Velba Nadine Lactating
As you can see the ongoing war. The last talked August 31 tank 4.5%, with semi-annual fees associated with the account of Banco Popular . few days later, the September 11, spoke of the deposit to 4.5% commissions without any associated account of ActivoBank.
Today October 11, Catalunyacaixa , resulting from the merger of Caixa Catalunya, Caixa Manresa, Caixa Tarragona, starts to market an interesting deposit 4.75% APR for 12 months with payment of interest at maturity on November 15, 2011.
There is no way to cancel in advance the money, ie ABSOLUTE liquidity for 12 months. A nuance that seems to me important. has a minimum amount of 1,000 euros and a maximum amount of 300,000. Yes, it is to new customers with money from other entities.
will be offered until 15 November or volume depletion.
to constitute deposit to open an account is associated. If the client is linked with another product to the entity (eg card procurement), that account has no maintenance fees. If the new client is not associated with another product to the entity, that account has a $ 10 biannual commissions. However, this can be negotiated in the office where the establishment of the deposit.
A final nuance: As an entity attached to the Deposit Guarantee Fund, by law, money- the amount guaranteed is € 100,000 per depositor limit on each credit institution attached to the Fund Deposit Guarantee, as it is both Banco Popular and Banco Sabadell, among others.
The warranty applies per depositor, whether natural or legal person whatever the numbers and types of deposits guaranteed by the owner listed as the same entity. This limit shall also apply to depositors depositors for amounts over the guaranteed maximum.
When an account has more than one holder, the amount is divided among all the holders, as stipulated in the contract of deposit and en su defecto, a partes iguales. Cada titular tiene garantizado hasta el límite máximo anteriormente descrito.
En definitiva, un depósito muy interesante. Si se consigue contratar sin vinculación alguna a otros productos y sin comisiones de mantenimiento de la cuenta asociada, para mí, a día de hoy, es sin lugar a dudas, EL MEJOR DEPÓSITO DEL MERCADO.
Un saludo,
José Antonio
By the way, thanks to Marcos and Raul, two readers of this blog, being the first to warn me of the existence of such deposit.
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